Living abroad but earning in India? An NRO account can be your one-stop solution! This account type, specifically designed for Non-Resident Indians (NRIs), lets you manage your hard-earned foreign income seamlessly.

Documents Required

  1. Identity Proof (Passport)

  2. NRI status proof (Visa/ PIO or OCI card/ Foreign passport with declaration)

  3. Overseas Address Proof (Driving Licence/ Government ID/ Utility Bill/ Voter ID card/ Council Tax bill/ Latest saving bank statement from active transaction account)

  4. Tax related (PAN Card or Form 60, FATCA related details)

  5. Recent photographs, Image of signature

Online Process

Step1️⃣ - Go to any bank’s website in which you want to open NRO account, find NRI banking segment, search open NRE/NRO account and enter your mobile number as well as Email ID.

Step2️⃣ - Fill in your basic details and upload your certified KYC documents along with photo and signature.

Step3️⃣ - Post verification of your KYC documents, all the documents submitted online need to be sent physically to India through courier (bank may provide the pick up service)

Step4️⃣ - After receiving all the documents your account shall be opened within 1-2 days.

Offline Process

Step1️⃣ - Visit nearest Bank branch (where NRI services are being offered) in which you want to open NRO account and carry all the required self-attested KYC documents. Contact the banking representative and apply for an NRO account.

Step2️⃣ - Fill out the offline account opening form and attach the required documents when submitting your application.

Step3️⃣ - The representative will guide you through the application process.